Terms & Conditions Tumbuh

1. Acceptance of Terms

Welcome to Tumbuh.

These Terms & Conditions govern your access to and use of the Tumbuh application, website, and related services.

By accessing or using Tumbuh, you agree to be bound by these Terms & Conditions.

If you do not agree with any part of these Terms, please discontinue use of the service.

2. About Tumbuh

Tumbuh is a guided trading journey platform designed to help users better understand financial markets through educational guidance, simplified market context, account management tools, and trading-related features.

Tumbuh is not a guarantee of profit and does not provide financial, legal, tax, or investment advice.

All trading decisions remain the sole responsibility of the user.

3. Eligibility

To use Tumbuh, you must:

• Be legally permitted to use trading-related services in your jurisdiction.
• Provide accurate and complete information.
• Maintain the security of your account.
• Comply with all applicable laws and regulations.

We reserve the right to restrict or terminate access if eligibility requirements are not met.

4. Account Registration

Users may access certain areas of Tumbuh as guests.

To access full features, users may be required to:

• Create an account
• Sign in using supported authentication methods
• Create a username
• Complete identity verification when required
• Complete bank verification when required

Users are responsible for maintaining the confidentiality of their login credentials.

5. Trading Services

Tumbuh provides access to trading-related functionality, which may include:

• Trading account creation
• Market access
• Position management
• Wallet services
• Market information
• Educational content
• Performance statistics

Trading involves risk.

Users acknowledge that losses may occur and that Tumbuh cannot guarantee profitable outcomes.

6. No Investment Advice

Information available through Tumbuh, including but not limited to:

• Market stories
• Signals
• Trading ideas
• Market analysis
• News summaries
• Educational materials

is provided for informational and educational purposes only.

Nothing presented within Tumbuh should be interpreted as:

• Investment advice
• Financial advice
• Portfolio management advice
• Guarantees of future performance

Users remain fully responsible for all trading decisions.

7. Companion & Guidance Features

Tumbuh may provide companion-driven guidance, journey recommendations, progress systems, and personalized insights.

These features are intended to support learning and improve user experience.

Companion recommendations are not guarantees of future market performance and should not be treated as professional financial advice.

8. Deposits and Wallet Services

Users may deposit funds into their Tumbuh wallet subject to available payment methods and applicable requirements.

Users acknowledge that:

• Deposits may require verification
• Processing times may vary
• Technical delays may occasionally occur
• Additional verification may be required for security purposes

Tumbuh reserves the right to investigate suspicious transactions.

9. Withdrawals

Withdrawal requests may require:

• Identity verification
• Bank account verification
• Additional compliance checks

Withdrawal processing times may vary depending on operational, banking, and regulatory requirements.

Tumbuh reserves the right to delay, review, reject, or request additional documentation where necessary to protect users and platform integrity.

10. Identity Verification

For security, compliance, fraud prevention, and withdrawal processing purposes, Tumbuh may require users to provide:

• Government-issued identification
• Proof of identity
• Proof of account ownership
• Supporting documentation

Failure to complete verification requirements may limit access to certain services.

11. Market Data & Availability

Market data, pricing information, signals, and educational content are provided on a best-effort basis.

Tumbuh does not guarantee:

• Continuous availability
• Accuracy of third-party market data
• Uninterrupted service
• Real-time delivery under all conditions

Temporary interruptions may occur due to maintenance, technical issues, or third-party service disruptions.

12. User Responsibilities

Users agree to:

• Use the platform lawfully
• Maintain account security
• Provide accurate information
• Understand the risks of trading
• Make independent decisions

Users must not:

• Abuse platform functionality
• Attempt unauthorized access
• Reverse engineer services
• Use automated abuse tools
• Manipulate trading systems
• Engage in fraudulent activities

13. Risk Disclosure

Trading financial instruments carries significant risk.

Users acknowledge and understand that:

• Capital losses may occur
• Market prices may move rapidly
• Past performance does not guarantee future results
• Educational guidance does not eliminate risk

Users should only trade funds they can afford to lose.

14. Performance Statistics

Performance metrics displayed within Tumbuh may include:

• Growth percentage
• Profit and loss
• Win/loss ratios
• Position statistics
• Portfolio summaries

These metrics are provided for informational purposes only and should not be interpreted as guarantees of future performance.

15. Portfolio Sharing

Users may choose to generate and share portfolio summary cards.

By sharing portfolio cards, users acknowledge that selected performance information may become visible to third parties through platforms where the content is shared.

Users remain responsible for their own sharing decisions.

16. Intellectual Property

All content, branding, design, software, trademarks, logos, graphics, and platform materials related to Tumbuh remain the property of their respective owners.

Users may not reproduce, distribute, modify, or commercially exploit platform materials without prior authorization.

17. Limitation of Liability

To the maximum extent permitted by law:

Tumbuh, its operators, affiliates, partners, employees, and service providers shall not be liable for:

• Trading losses
• Financial losses
• Lost profits
• Data loss
• Service interruptions
• Indirect or consequential damages

arising from use of the platform.

Users accept full responsibility for their own decisions and outcomes.

18. Suspension and Termination

Tumbuh reserves the right to suspend, restrict, or terminate access to any account that:

• Violates these Terms
• Presents security concerns
• Engages in suspicious activity
• Provides false information
• Violates applicable laws

Termination may occur with or without prior notice where necessary.

19. Changes to Services

Tumbuh may modify, suspend, add, or remove features at any time.

We may also update platform functionality, pricing structures, verification requirements, or service availability as needed.

20. Changes to These Terms

These Terms & Conditions may be updated periodically.

Continued use of Tumbuh following updates constitutes acceptance of the revised Terms.

21. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable laws and regulations in the jurisdiction where Tumbuh operates.

22. Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Tumbuh

Email: support@tumbuh.online

Website: https://tumbuh.online